US Bank is a force to be reckoned with in the residential lending industry. This is a full-service financial institution that offers products that range from online and mobile banking solutions to credit cards, lines of credit and even wealth management services. One of its largest and most popular departments is the residential mortgage department, which offers customers an extensive range of products to choose from. US Bank employs more than 60,000 employees across the country, so you can rest assured that the company has the infrastructure necessary to give you a great lending experience. Whether you have plans to build a new home from the ground up, to invest in a rental property, to buy your first home or something else, US Bank is the lender to work with.
Financial Products Available Through US Bank
US Bank strives to provide knowledgeable, helpful service to all of its customers throughout the loan process. This begins with the selection of the right loan program for your needs. Some of the many financial products available for mortgage customers includes VA loans, FHA financing, jumbo loans, fixed and adjustable rate financing, investment loans and even new construction products. Each loan applicant will receive a personal level of customer service from a skilled representative assigned to their loan request. This representative will serve you throughout the loan process by keeping you updated as your loan progresses through the pipeline and by answering any financial questions you have along the way.
How to Apply With US Bank
Applying for a new home mortgage through US Bank is easy to do. First, you can use the online loan calculators and other financial resources to determine which loan amount is most affordable for you. US Bank will tell you what your maximum loan amount is during the prequalification process, but in many cases, the maximum loan amount is not what is most affordable for an applicant’s budget. The loan application is available online for your convenience, and it takes most applicants only a few minutes to complete. You may also receive personal assistance with your loan application if you complete it over the phone with your representative.
Home Equity Solutions
While many will turn to US Bank for assistance when buying their home, there are also loan products available that allow existing homeowners to tap into the equity in their property. Through a home equity loan, you can access equity while keeping the first lien in place. You can also refinance the first lien to lower your monthly mortgage payment, adjust your term or achieve other goals. Through the use of refinancing and home equity calculators available on the US Bank website, you can analyze the financial impact of a full refinance versus a home equity loan.
US Bank is committed to helping each customer achieve their home ownership dreams, and they want to continue to be your partner as you refinance your home loan in the future. With great interest rates and competitive loan terms on a wide range of residential lending solutions, this is the company you want to apply for your loan with. Get started completing your loan application with US Bank today.