Member First Mortgage is committed to putting personalized service back into the lending experience. Whether you are a first-time home buyer applying for a purchase loan or you are a current homeowner struggling to make payments on time each month to Member First Mortgage, you will be pleased with the level of service you receive from this company. This is a full-service lender that is wholly owned by 13 different credit unions across the country. Its philosophy of “People Helping People” is driven by its credit union mentality. Through the company’s website and phone support, you can do everything from apply for a new loan to seek financial assistance with your current loan.
Loan Programs Offered by Member First Mortgage
Member First Mortgage offers many of the same loan programs that you can find through other lenders. This includes 15 and 30-year terms on conventional loans, FHA loans, VA loans and more. Unlike other lenders that require you to complete a loan application to view rates and points charged on the loan, Member First Mortgage strives to be transparent by providing this information directly on the website. You may be shopping for loan rates, or you may be trying to time the market to determine if now is a great time to act on a loan request. With loan rates published online, you can easily monitor and compare pricing.
Applying for a New Loan
One of the primary reasons you may want to contact Member First Mortgage is to apply for a new loan. The company provides new loan applicants with many online resources so that you can make an informed decision about how to proceed. For example, there are mortgage affordability and refinancing calculators online for you to use at your leisure. There is also online assistance to help you determine which loan program is best-suited for your goals and financial situation. If you are ready to apply for a loan, you can complete the application online at a time that is most convenient for you. Keep in mind that live assistance from a Member First Mortgage representative is available to you during business hours.
Seeking Hardship Assistance
Member First Mortgage goes to great lengths to ensure that a loan is affordable for your budget before approving the loan request. However, there are instances when a mortgage payment may become unmanageable. For example, you may have developed a serious illness, or you may have lost your job. Members First Mortgage offers financial assistance through a wide range of programs, and there are specialized programs for borrowers in select states. These states include California, Ohio, Florida, Georgia, Indiana and New Jersey. Additional programs are available for homeowners in other states not listed.
Member First Mortgage wants to support you in your quest to become a homeowner, in your goals to refinance your mortgage and in your efforts to keep your home if you fall onto hard times. Regardless of what stage of life you are currently in, Member First Mortgage will be by your side to assist you. Reach out to a representative today to explore your financing or assistance needs personally.