Whether you have a big dream of purchasing a new home or you want to take advantage of the benefits of refinancing your existing loan, the dedicated team at Impac Mortgage can assist you. Impac Mortgage is a well-known company that offers home mortgage loans to borrowers in most locations across the country, and the company also services many of the loans it originates. It offers both an exceptional website that is designed to be easy to navigate and friendly customer service from its mortgage representatives through a toll-free phone number. Whether you are most concerned with receiving honest, straightforward advice about your loan request or you are committed to find competitive rates for your mortgage, this is the company you want working for you.
When Applying for a New Home Loan
One of the first experiences most consumers have with Impac Mortgage is the loan application process. Impact Mortgage has a featured loan product that gives you a highly competitive interest rate with no closing costs required. This is for a 30-year fully amortizing loan, so you can rest assured that you are getting a great loan when you apply for a new loan through Impac Mortgage. The company also offers great rates with a 10 and 15-year fixed term, and it offers HARP loan programs for those who are interested in refinancing their existing mortgage.
How to Apply With Impac Mortgage
As you can see, Impac Mortgage provides homeowners as well as new buyers with an exceptional selection of mortgage products to choose from, and you may be wondering how you can apply for your mortgage with this financing company. The mortgage company offers a quick and easy prequalification process online, and this is the best way to get started with your loan application. Through the prequalification, you can better determine what your actual interest rate and loan terms may be based on your qualifications. If you decide to move forward with your loan request, you will be assigned a loan representative to work with from start to finish. This representative will guide you through the process and answer any questions you have along the way.
Servicing Your Loan
Many of the loans that Impac Mortgage originates through its website are serviced by the company as well. This means that most of its mortgages are not sold to a third party after the loan closes, and many borrowers find this to be an enjoyable aspect of working with the company. You can log in to the website for access to your account features and details online, and this page allows you to make payments over the Internet as well. You can also find details about foreclosures, short sales and other specialty areas that some homeowners may need assistance with during the life of their loan.
Impac Mortgage is an established name in the home lending business, and it has become synonymous with friendly customer service and competitive pricing on new loans. Whether you are an existing loan customer with a question about your mortgage or you are applying for a new loan for your buying or refinancing needs, you will love your experience working with Impac Mortgage.