Consumer Direct Mortgage is an affiliate of FirstBank, an established financial institution with a wonderful reputation for providing great products and services to its valued customers. Consumer Direct Mortgage is mortgage lender that is licensed to do business throughout the United States. It has a solid reputation in the industry, and this is backed up by its five-star rating on industry websites such as Zillow, Bankrate.com and Lending Tree. The company is as well-known for providing an extensive range of loan products as it is for having a smooth, simple loan application process. With a closer look at what you can expect when you apply for a home loan through Consumer Direct Mortgage, you will see why this is the lender you may want to choose for your lending needs.
A Loan Program to Suit All Needs
Each home loan applicant has specific goals and needs in mind, and Consumer Direct Mortgage can assist most with achieving their unique goals. For example, a first-time home buyer may be looking for a low down payment option with affordable closing costs. An existing homeowner may want to refinance to pull equity out of the home for repairs or debt consolidation. Consumer Direct Mortgage offers FHA, VA, conventional, Fannie Mae and Freddie Mac loan products. These include terms that range from 15 to 30 years as well as competitive interest rates, flexible down payment options and low closing costs for most programs. In fact, the mortgage company states that up to 99 percent of its loans receive a credit at closing for closing costs.
A Unique Approach to the Loan Application Process
Those who have applied for a home loan in the past may be well aware of how time-consuming and complicated the process can be, and those who are new to the process may have heard nightmarish stories from friends and family members about what they might expect. Consumer Direct Mortgage is committed to making the loan application process as stress-free and simple as possible for its customers. It utilizes technology and a seven-step process to streamline the process from start to finish, and many who have walked through this process attest to how wonderful it is.
How to Get Started Working With Consumer Direct Mortgage
FirstBank was originally established more than 110 years ago, and a lot has changed since its first customer applied for a mortgage loan. Today’s customers are able to complete the prequalification and loan application process online through the Consumer Direct Mortgage website. This application can be completed at any time of day that is most convenient for you, and most people are able to complete it in one sitting within less than an hour. Additional documents may also be required throughout the process, and these are typically uploaded into a secure page for speed and convenience.
Applying for a new mortgage loan is a great step to take to meet specific financial goals you have, and the first step in the process is to find a reputable lender to work with. Because Consumer Direct Mortgage is affiliated with First Bank and because it has the technology and infrastructure necessary to streamline the loan application process, this may be the right lender for you to choose. Take time to learn more about what Consumer Direct Mortgage offers online before you get started with your loan application today.