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Searching for the perfect home means also searching for the perfect mortgage, which is sometimes easier said than done. In a world where mortgages are offered on every corner by every lender, it’s sometimes intimidating searching for the right one. This leaves buyers looking at major lenders with nationally-recognized names, and sometimes that means missing out on a better loan process. Big banks offer great loan options, but they lack a certain level of customer service and familiarity. Colonial Bank offers both great loans and personal service.

Colonial Loans

What makes Colonial so great for many customers is their comprehensive loan services. This is a bank that offers everything from regular banking to loans, and you can keep all your banking needs together if you choose. Buying a home is easier when you can keep all your banking together, and finding a bank that makes you feel like a VIP rather than an account number is always useful. There are several loans available for buyers, which means Colonial Bank can offer anyone the help they need finding the home of their dreams.

  • Colonial Mortgage Review 13% down payment loans
  • ARM loans
  • Fixed-rate loans
  • Construction loans
  • Single close loans
  • Condo loans
  • Conventional loans
  • FHA loans
  • Home equity loans
  • Investment property loans
  • Jumbo loans
  • Lot loans
  • Refinance
  • Rehab loans
  • Relocation loans
  • Reverse mortgage
  • USDA loans
  • VA loans
  • Corporate employee mortgage programs
  • Convenience pay loans

There’s nothing Colonial Bank doesn’t offer their customers, which is what makes their loans so popular with people across the country. Many buyers feel they work with a disadvantage if they’re not taking out a traditional mortgage, but Colonial Bank understands not all customers are traditional.

If you don’t have the standard 20% down payment for a loan, there are several options for you with Colonial. You needn’t perfect credit or even good credit, and you don’t need to be someone with a big income to qualify for a loan with Colonial.

How it Works

the mortgageThe first thing you do when you are in the market to shop for a loan is find a location in which to submit an application, or do it online from the comfort of your own home. Once your application is received, a personal loan officer will prequalify you for a specific loan amount, a rate, and give you a call. They’ll discuss the many options available to you so you can find the best loan for the home of your dreams.

Your loan officer wants you to get the most home for your money, and they want you to find a way to have everything you want. This bank works hard to fit a loan into your budget, and they do it in a way that allows you to save the most money while still buying the best house. Colonial Bank has an excellent reputation in the banking world.

Maximize Your Chances

There isn’t a reason you can’t apply for a loan for a new home even if your financial situation is questionable. USDA and FHA loans are available to those who have less than perfect credit, so you might qualify for a mortgage even when you think your options are limited. Check your credit, learn how you can improve it, and fix any mistakes that might be listed on your report before you apply. Give yourself the best chance at being approved, and let Colonial Bank and their stellar reputation work for you when it comes to shopping for a new home.