When searching for a quality mortgage company to apply for a new home loan with, American Pacific Mortgage is a company to take a second look at. This is an established mortgage company that is licensed to lend in 18 states in the western region of the United States, and this includes states such as California, Texas, Washington, Colorado and several others. This is a mortgage company that is focused on educating its consumers throughout the loan process so that they make the best decision possible about their financial future.
A Closer Look at the Loan Programs
Like many other mortgage companies that you may be thinking about applying for your next mortgage with, American Pacific Mortgage offers an online loan application. However, before you complete this application, you may want to know more about the types of mortgage products it offers. American Pacific Mortgage provides its consumers with both purchasing and refinancing solutions, and this includes 15 and 30-year fixed rate loans, adjustable loans, jumbo loans, interest only loans, FHA loans, VA loans and more. Many consumers are often confused about which type of loan program they should apply for, and some are not familiar with the differences between these and other programs. When you complete your loan application with American Pacific Mortgage online, you will receive a personalized quote tailored to your needs. This quote may include all viable options for your home loan request, and this is the easiest way to see which loan programs are applicable to you.
Online Tools and Resources
Because American Pacific Mortgage values education as part of the loan process, you will be pleased to learn that it provides an exceptional range of online tools and resources for you to access at your leisure. This includes a learning center online that allows you to easily learn more about specific terms that you may hear frequently during the loan application process. It also includes several online calculators that help you to determine if you should buy or rent, how affordable buying a home is, if you can benefit financially from refinancing and more. These tools are enhanced by the personal level of customer service you will receive when you contact the company directly by phone.
The Experience of Working with American Pacific Mortgage
American Pacific Mortgage has worked hard over the years to develop a reputation of excellence, and you will be pleased to discover that this firm provides you with a superior overall experience from start to finish. Through American Pacific Mortgage, you can expect to receive personal communication with your representative during the loan process. Calls are returned promptly, and all communication is courteous and knowledgeable. The company goes the extra mile to ensure that you completely understand the loan terms that you are applying for, and the team walks you through the entire loan application process.
Finding the right mortgage company to work with can take a lot of time and effort, and this is because there are so many companies offering home mortgages. However, if you live in one of the 18 states that American Pacific Mortgage lends in, your decision may be easier than you think. After you have completed the online application and received a competitive quote for your home mortgage request, you will see that this is the right mortgage company to assist you with your buying or refinancing plans.